All-in-one business verification and lien filing
Easily verify your business customers, fight fraud, and speed access to essential financing with Middesk.
160M+
Business profiles
52
Secretary of State data pipelines
92%
Of businesses updated in <10 days
Problem
Fraudsters are increasingly using fake businesses to secure funding and equipment that can be easily liquidated. Even legitimate businesses struggle to get financing when dealers submit loan applications with missing and inaccurate business information.
Solution
Middesk streamlines business verification and credit approvals for equipment financing companies by automating KYB, KYC, and Anti-Money Laundering screenings; retrieving businesses’ lien, litigation, and bankruptcy histories; two-click lien filing; and ongoing risk monitoring.
Business value
Improve data quality
Eliminate misspelled and missing business information that slows down approvals. Middesk streamlines loan applications by pre-filling key business fields with probable matches as dealers are typing.
Catch fraud and evaluate risk
In under a second, Middesk returns a comprehensive score evaluating the legitimacy and risk profile of submitted businesses. Easily access UCC liens, litigations, and bankruptcies for a complete picture of a business’s financial health and creditworthiness.
Approve more business loans
Automate your end-to-end loan origination process with accurate, comprehensive data and risk signals on 100% of registered U.S. businesses. Easily file liens directly to the state in a simple two-click process.
A complete identity solution for equipment leasing and finance
Pre-fill verified business information
Eliminate data entry errors from dealer-submitted applications. Pre-fill key business data to speed credit approvals and avoid invalidating lien filings
KYC and enhanced screenings
Perform KYC checks and comprehensive screening against U.S. and global watchlists, sanctions, and Politically Exposed Persons (PEP)
Web Presence
Instantly evaluate a business’s website for fraud signals. Retrieve industry codes (NAICS/SIC/MCC) and check for inconsistencies in reported business data
Lien and litigation search
Automatically search UCC and IRS portals to return lien origination details, amendments, history, and supporting documents. Review judgment and litigation data
Two-click lien filing
File liens directly to the state from the Middesk dashboard in a simple two-click process. Easily view all liens and terminate as necessary
Monitoring
Track businesses for changes to SOS data, TIN, watchlist hits, and bankruptcies, and customize related notifications for ongoing compliance
Solutions for equipment leasing and finance
Business Verification
Build an understanding of businesses and associated people to confidently and quickly transact with your customers
Credit Assessment
Streamline your credit assessments with comprehensive risk signals and easy lien filing
How Radius Bank finds more hours in the day with Middesk
“Every minute we’re able to save in processing loans is a minute faster than a small business will have access to the capital they need. With Middesk, what ordinarily would have taken us hours to do is now taking us minutes. We take pride in partnering with technology companies that help us serve our customers better.”
How Novo redefines its KYB process with Middesk’s verification product
“Middesk's market-leading methods challenge the established legacy approach to verification. Their product has unlocked significant efficiency, enhancing the onboarding experience for small businesses to access Novo. Middesk’s ground-up approach to product development played an integral part in increasing confidence in KYB, both internally and with partners.”
.webp)
