Managing risk while driving growth is a constant challenge for fintechs and financial services companies. Compliance can’t be an afterthought — it needs to evolve alongside your business.

Our updated KYB for Every Stage of a Business guide walks you through a Crawl, Walk, Run approach to building a scalable KYB program that balances security, compliance, and growth.

Key takeaways:

• Startups face compliance vs. growth trade-offs. Early-stage companies must meet regulatory standards while keeping onboarding friction low to scale.
• Fraud is more sophisticated than ever. Large-scale, highly technical attacks require businesses to move beyond basic verification to proactive risk mitigation.
• Every business handling payments needs KYB. It’s not just for regulated financial institutions—unverified businesses pose fraud and compliance risks across industries.
• Compliance can be a competitive advantage. Companies that integrate KYB into their growth strategy can reduce risk while improving customer experience.